You see, this speed carries one big penalty. Security. Not for the device, for you. The transaction is now so fast, it can’t be fraud-checked conventionally.
“Contactless” means just that. No contact from either side – counter or customer. There’ll be no alerts, no chance to stop a fraudster. Or is there?
I can’t believe how fast this technology is developing. Everyone seems to be at it. Mobile is big and NFC seems to be flavour of 2011.
Well, I say you – but what I really mean is it doesn’t necessarily have to be you, just anyone who happens to have your phone.
And I’m really, really not happy about that.
Oh, how we would all love a new bank. A bank that did everything right. Perfect. Sorry, you’re dreaming. That’s not going to happen. The current banks operate a virtual cartel, effectively shutting out any new player. Now while the boutique banks may focus on specific products and find a niche, Chances of a new NatWest or Barclays appearing are small.
But there is a way to get a better deal. We just need to leverage the old deal…
Another snowy morning. Another day’s news of travel woes and broken services. Wasn’t this supposed to be the age of technology?
Looking around my neighbourhood, middle-management cars struggle past on route to some distant office to connect to some services located somewhere else. They’ll sit at their desk to phone customers who again, will be somewhere else. Noticed the common thread here?
There’s not much details about it as yet – like how much it will cost, for example – The Oracle site just provides a PDF about it. What I can say at this point is it remains 100% compatible with Desktop Open Office, retaining Open Document formats as well as PDF. It’s MS Office compatible, too.
But the site mentions a Â£33.00 charge for Desktop Open Office…
I guess every executive’s PA must be starting to think about it at this time of year.What do I get my boss for his secret Santa?
The tie and cuff links won’t do. So last year. The colour-coordinated boxer shorts?Well, no. That suggests you know a bit too much about him.
So what on Earth do you get the kind of man who’s got everything – and who’s corporate-raided everything else?
Well, everything on a stick of course. The Verbatim Store â€˜nâ€™ Go Executive. Cool. Very cool!
Available in 8 to 64Gb with a rapid 200x write-rate. But he won’t understand that.Just tell him its real stainless steel. Did I mention it was cool?
Sometimes I despair at the appalling state of the UK’s broadband services. It’s truly horrific.
Here is an ex-state monopoly supposedly “competing” with a number of other providers, but what the public is actually getting is simply a re-badged service provided by BT.
The BT infrastructure is antiquated and decaying, virtually on its knees from years of under investment, yet being milked dry by greedy BT accountants.
UK customers in the meantime are being sold services by unscrupulous suppliers who’ve probably never been near a phone exchange, let alone have any network of their own.
But let’s just put the subject of BT’s steam-powered infrastructure to one side for a moment, I’m worried that BT may well be tilting the tables even more in their favour.
Imagine this. You own the exchange where all your competitor’s connections are housed. Who would know if you simply unplugged them for say, two minutes every now and then?
BT’s service wouldn’t have to be that good if the competition’s kept going off line, would it?
A cryptic question for you. When’s a webpage not a webpage, or a browser not a browser? The answer of course is when its not doing its job properly.
The web’s big thing is that it began standards-driven and is constantly refined over time. Whatever you want to code, there’s a right way to do it. If you don’t stick to this, that’s OK. But don’t expect anyone to read your content or use your browser.
HTML as a markup language does its job pretty well. Everything works as it was intended, which considering how much is there and how long its been going is amazing, really.
Sometimes someone comes along and for whatever reason, decide to do their own thing. But world domination aspirations apart, Whatever you view and wherever you view it on, you’ll see what the author intended you to see.
Microsoft screwed everything up with Internet Explorer. It used unbelievably sloppy coding. But they finally fixed it and with Version 8, its not too bad. But then along comes Opera.
So how does Opera manage to get everything so wrong?
Its funny how tech just sneaks up on you. You saw all those people wandering around like a mobile version of the John Lewis electronics section and thought to yourself “Not me”.
Then one day you get a PC. And a phone. Next, you upgrade the PC and that iPhone or the latest Android’s looking good. And netbooks are pretty cool. Suddenly, you’re a techy.
Welcome, my friend. To the machine.
Everything goes well until you begin to create data on this stuff. A document on your PC, email attachment on your smartphone or that spreadsheet from accounts on your laptop. Now you’re in trouble.
Well, I’ve found just the thing for you…
No, come on, think about it. Is the PC dead?
Yes and No. Ages ago, experts proclaimed the end of the PC and long live the X terminal. Yet it never happened. Why?
Because applications still needed to be run on the PC as the network infrastructure was not up to delivering them across the wire or the air. Servers didnâ€™t have the capability to run hundreds of users.
But now things have changed. Networks are faster and have greater reach, online storage is a reality and readily available and applications run from servers. Google Office anyone? So why do we need a PC?
The telephone is 150 years old. We’ve grown up with them, arranged our lives using them. Few of us would be where we are today without them. It’s familiar home technology.
But mobile technology has totally changed the landscape. Driven by a competitive market, development is rapid and costs are tumbling. And mobile’s killing home phone lines.
With 99% of the domestic phone infrastructure and over 80% their revenue derived from it, home phone decline is a major issue for BT. And a testament to their failure to innovate.
BT, like all publicly owned utilities failed to embrace change until privatisation introduced competitive pressure. But it was a case of too little, too late.
Home broadband services have thrown BT a lifeline, but these need a phone line to run on. So with fewer lines and mobile on the rise, where next for the UK’s dominant telco?
I was having a meal with friends last night. And its becoming a habit. Not the going out bit, but finding something to write about when I do. I was asked if I still used my Blackberry.
Well, the answer was I do, but I just use mine as a phone now, I don’t use it for my emails. Reason being, lack of opportunity. Let me explain.
Here in the UK, use of a mobile phone when you drive is illegal. So that’s out the window. One of the many downsides of being an old fart like me is needing glasses for reading. Anything smaller than a newspaper headline and I’m snookered.
Now, that means unless I’m sitting down somewhere, the opportunity for that quick flick through emails is gone.
And most sitting-down places have wireless access. That’s the other reason…
You can never have too much information. Once upon a time, people used to believe that. But they clearly didn’t have access to the Internet – or email.
The truth is, you can’t have too much information. It provides the essential 360° view that’s always required to make a proper decision. But it must be managed and presented right. That’s something I experienced recently.
Like every strategy consultant, I’ve a mix of clients. Some are big, savvy corporates, some not too IT-focussed small businesses. Each have their own particular issues, but this time, it was a local SME client of mine that learned a hard lesson about information overload.
Let me tell you how they – and I got caught out. Big style…
That bulging wallet that you’re carrying around in your jacket pocket, jeans or handbag is probably stuffed full of plastic, rather than the cash. But do you really need those cards?
Plastic payment cards are an old technology. Older than the Internet and mobile phones. Back then, They were the only way to buy without cash.
That was then and this is now. The Internet is enabling new ways for us to buy and sell. But the banks make a lot of money when you have cards, so they’d like you to keep them. Maybe its time to think about something that works for you instead…